Choosing a Payment Gateway: Razorpay, Stripe or PayPal?
The right gateway depends on your market, customers and fees. Here's how the popular options compare.
JoyanEditorial teamAugust 11, 20256 min read
01Start with your market
For India, Razorpay offers excellent local method coverage — UPI, cards, netbanking and wallets. Stripe is a strong global choice with superb developer tools. PayPal is widely trusted for cross-border payments.
02Compare the total cost
Look beyond the headline rate at settlement times, chargeback handling, currency support and payout fees. The cheapest per-transaction rate isn't always the cheapest overall.
03Think about the experience
A gateway that supports the methods your customers already use will reduce abandoned checkouts. Sometimes the best answer is to support more than one.
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